State Farm is over charging you if you have there homeowners coverage HO-03 policy…
Look onto your “Declaration Page” this is the part of your policy where you are seeing how much you are supposed to pay for your insurance…..Do you see the second line where it say’s that you are being covered by “Ordinance and Law” Usually 10% of the fixed policy rate.
But wait…if you have an HO-03 policy you already have this coverage in the “REPLACEMENT” coverage section. And you have the coverage again when you have a “Blanket Policy” and then you have it again with the “Special Provisions” section of your insurance policy.
If you are blindly buying insurance from your “AGENT” because you like him or her you are getting screwed over on your premiums. Sometimes by hundreds of dollars per year. If you want to just give your hard earned money away please donate these funds to my 2020 campaign for Commissioner of Insurance.
If you don’t know who to have a look at your policies…send them to me and I will have a licensed public adjuster look at them ad do a free review for you.
My next question on this is where in the hell is the North Carolina Department of Insurance and WAYNE GOODWIN on this. This is “INSURANCE FRAUD” perpetrated by the insurance company. It IS your job to oversee these transgressions isn’t it. If you don’t think so how about resigning from office so that we can get one of your Deputy Commissioners to lie to us for a change. I am still demanding an investigation into these actions by State Farm….