After you have filed a claim and now the insurance company has supposedly paid out even repair money instead of paying for a full roof on your home.
This claim will illegally be held against you, WHY ? Because we here in North Carolina do not have anyone in our Department of Insurance that actually cares, that’s why. Did you know that it is illegal for the insurance company to hold a claim against you for wind and hail on your roof when there was a named storm?
Think of it as you had a car accident that was not your fault. Like a tornado.
You must understand that if the insurance company can legally or illegally charge you with a claim then the insurance company can raise your rates thru the North Carolina Department of Insurance.
Some illegal things that companies like STATE FARM does is after they had paid out the claim even repairs only. Shortly after the claim is done the insurance company STATE FARM will illegally cancel your policy or raise your deductible up from say $ 500 to $ 2,500. They do this because you have legally filed a claim and they had to pay out on that claim.
It doesn’t matter that you have been with them for 30 years. So don’t look for loyalty from STATE FARM or ALLSTATE, FARM BUREAU, NATIONWIDE, OR AUTO OWNERS. These insurance company’s will screw you over in a HEARTBEAT !!! CONSUMER BEWARE !!!!!